How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $3,9351
Age Premiums Paid Daily Benefit
5% Compound		 Number of Days on Full Claim
to Recoup Premiums Paid2
52
$3,935
$430
9
53
$7,870
$452
17
54
$11,805
$475
25
55
$15,740
$499
32
56
$19,675
$524
38
57
$23,610
$550
43
58
$27,545
$578
48
59
$31,480
$607
52
60
$35,415
$637
56
61
$39,350
$669
59
62
$43,285
$702
62
63
$47,220
$737
64
64
$51,155
$774
66
65
$55,090
$813
68
66
$59,025
$854
69
67
$62,960
$897
70
68
$66,895
$942
71
69
$70,830
$989
72
70
$74,765
$1,038
72
71
$78,700
$1,090
72
72
$82,635
$1,144
72
73
$86,570
$1,201
72
74
$90,505
$1,261
72
75
$94,440
$1,324
71
76
$98,375
$1,390
71
77
$102,310
$1,460
70
78
$106,245
$1,533
69
79
$110,180
$1,610
68
80
$114,115
$1,690
68
81
$118,050
$1,774
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $430/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.