How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $3,3861
Age Premiums Paid Daily Benefit
5% Compound
Number of Days on Full Claim
to Recoup Premiums Paid2
52
$3,386
$370
9
53
$6,772
$388
17
54
$10,158
$407
25
55
$13,544
$427
32
56
$16,930
$448
38
57
$20,316
$470
43
58
$23,702
$494
48
59
$27,088
$519
52
60
$30,474
$545
56
61
$33,860
$572
59
62
$37,246
$601
62
63
$40,632
$631
64
64
$44,018
$663
66
65
$47,404
$696
68
66
$50,790
$731
69
67
$54,176
$768
71
68
$57,562
$806
71
69
$60,948
$846
72
70
$64,334
$888
72
71
$67,720
$932
73
72
$71,106
$979
73
73
$74,492
$1,028
72
74
$77,878
$1,079
72
75
$81,264
$1,133
72
76
$84,650
$1,190
71
77
$88,036
$1,250
70
78
$91,422
$1,312
70
79
$94,808
$1,378
69
80
$98,194
$1,447
68
81
$101,580
$1,519
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $370/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.